Insurance policy summary

Overview

Produce and validate structured insurance policy summaries (coverage, limits, exclusions, conditions, notice). Reduces E&O risk by ensuring critical sections and notice provisions are present.

Getting Started

Add the full policy (or key sections) to the workspace and activate the Insurance policy summary skill. The agent can extract text from PDF if needed, then draft the summary and validate it.

Tools

• validate_policy_summary — Checks for required sections (coverage, limits, exclusions, conditions) and flags if notice-of-claim or reporting requirements are not mentioned in the summary.

Example conversation

You: We have the D&O policy in policies/dno_2024.pdf. Can you produce a one-page summary with coverage, limits, exclusions, conditions, and notice, then validate it?

Agent: I’ve extracted the key sections and created summaries/dno_2024_summary.md with all four sections and a notice subsection. Running the validator.

Agent: Validation: OK for coverage, limits, exclusions, conditions. Notice provisions mentioned in summary. Summary is ready for internal use.

You: Add the policy number and period at the top.

Agent: Added policy number and policy period at the top of the summary.

Output excerpt

Example when notice is missing:

============================================================
Insurance Policy Summary Validation
File: summaries/liability_summary.md
============================================================

OK: coverage
OK: limits
OK: exclusions
OK: conditions

Notice provisions: No clear notice-of-claim or reporting requirement found in summary — consider adding a brief note on notice/reporting duties.

Action: Add or expand sections and ensure critical exclusions and notice periods are summarized.