# PRD — Fintech PM

> Draft and validate PRDs for fintech: payments, compliance, risk, auditability, regulatory scope.



Tags: Product Management, PRD, Fintech


## Example Prompts

- Draft a PRD for our new payment flow and compliance
- Create a PRD for our fintech risk controls and auditability
- Validate our fintech PRD for required sections

URL: https://rakenne.app/skills/prd-fintech-pm/index.md

Try this skill: https://rakenne.app/a/?skill=prd-fintech-pm



## Overview

Draft and validate PRDs for fintech: payments, compliance, risk, auditability, regulatory scope.

## Example Conversation

> **You:** I need a PRD for our new payment flow and compliance. We're adding a new rail and need to document money movement, risk controls, and auditability.

> **Agent:** I'll use the Fintech PRD skill: load best-practices and sections (Product scope, Payments/money movement, Compliance & regulatory, Risk & controls, Auditability), draft from template, then run `validate_prd_structure`.

> **Agent:** Created `prd-payment-flow-compliance.md`. Validation **PASS**.

## What the Tools Validate

**`validate_prd_structure`** checks the PRD for required sections (Overview, Goals, Product scope, Payments/money movement, Compliance & regulatory, Risk & controls, Auditability, Success metrics, NFRs) and unfilled placeholders. Output: PASS / NEEDS_REVISION / FAIL.

## Output Excerpt

**Fintech PRD (excerpt):**

```markdown
## Payments / money movement

- **Rails:** ACH credit; settlement T+1
- **Fees:** Per-transaction; no monthly minimum for this product
- **Reconciliation:** Daily match with bank file; dispute handling via support

## Compliance & regulatory

- **Regulations:** PCI-DSS (via provider); AML/KYC for new accounts
- **Jurisdiction:** US; state money-transmitter licenses where required

## Risk & controls

- **Risk types:** Fraud, operational (failed transfers)
- **Controls:** Velocity limits; daily caps; alerting on anomalies
```

## Getting Started

Add your context (rails, compliance, risk controls) to the project workspace, then activate the *PRD — Fintech PM* skill. The agent will guide you through drafting and validating with `validate_prd_structure`.


---

Back to [Skill Library](https://rakenne.app/skills/index.md)